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Looking at what was announced in the autumn budget, Vinay Rathod shares his thoughts on why it spells bad news for dentists. The clocks have changed, the days are darker and the Autumn budget for 2024 has been revealed… Many were surprised at the level to which this government have raided the pockets of the…
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Vinay Rathod urges caution against the rise of financial influencers, or ‘finfluencers,’ whose high fees often mask an absence of real expertise. Earlier this year the FCA (Financial Conduct Authority) published a press release addressing the rise and increase in influence of the financial influencer – ‘the finfluencer’. A well-timed press release, as we increasingly…
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Your time is worth more than you think – Vinay Rathod discusses when to say ‘no’ and the dangers of undervaluing yourself. ‘Value’ is such a subjective word, a term which means different things to different people. To some of us, value comes from quality and longevity while some want the lowest cost available. So…
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Vinay Rathod discusses the impact of social media’s distorted portrayal of wealth on dental professionals’ mental health. Social media is a fantastic invention, one with a mixed effect within society. There is the amazing ability to connect and stay in touch with distant and/or lost friends and family. The ability to show huge audiences your product…
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As the Bank of England continues to increase the base rate, Vinay Rathod of VR Financial Solutions considers what this means for the conversations you have with your patients. The insanity The bank of England increased the base rate again today (3 August 2023) to 5.25% – the 14th consecutive rise and an increase in 5% since…
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Vinay Rathod explains the importance of income protection policies, and how to find the right one for you. Income protection is a policy you will all have heard of, but less than 50% of dentists have in place. Many who have their cover set up incorrectly won’t know until they try to claim. So what…
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As the cost of living and interest rates rise, how does this impact self-employed dentists and their mortgages? asks Vinay Rathod of VR Financial Solutions. Self employed dentists and those operating under a LTD Company have often faced difficulties when applying for a mortgage. Recent increases in the cost of living and the Bank of…
