Vinay Rathod discusses what services VR Financial Solutions offers, the obstacles it helps people overcome, and his ambitions for the future.
Vinay Rathod, the founder of VR Financial Solutions, specialises in providing tailored financial solutions, particularly focusing on mortgages and protection policies for the dental community facing challenging financial circumstances. VR Financial Solutions primarily offers mortgage services for various purposes like home purchases, property letting, remortgaging, and more complex scenarios such as multi-lets or limited company structures.
Additionally, the company provides an extensive range of insurance policies required by dentists, with income protection being the most sought-after.
Vinay distinguishes VR Financial Solutions by emphasising personalised service and continuity, setting it apart from larger, more impersonal firms. Over time, he has fostered strong relationships with financial institutions, contributing to the creation of specific mortgage products tailored for dentists. This advocacy has instilled confidence in banks and building societies, enabling dentists to secure mortgages despite traditional accounting hurdles or unconventional income structures.
Overcoming challenges
Common challenges VR Financial Solutions helps clients overcome include accounting-related hurdles such as obtaining mortgages with limited accounting history or based on projected earnings rather than historical dividends. It supports dentists navigating transitions in their businesses, like incorporation or changes in trading styles, and assists those impacted by life events like maternity leave or fluctuations in profit margins.
Looking ahead, Vinay’s vision for VR Financial Solutions includes continued growth, aspiring to become a recognised brand on par with prominent names in the dental financial sector. He encourages dentists to recognise the value of professional support, emphasising the time-saving and expertise benefits his team offers in navigating financial processes.
Apart from mortgages and insurance, VR Financial Solutions offers additional services like VR Energy, helping dental practices with cost-saving measures for utilities, and VR Healthcare Funding, aiding in asset and vehicle financing for businesses.
In essence, Vinay Rathod envisions VR Financial Solutions as a comprehensive financial support system within the dental community, offering tailored and diverse financial solutions beyond traditional mortgages and insurance policies.
To find out more about VR Financial Solutions, visit vrfs.uk.
