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Dental specialist adviser Karen Watson Brown highlights the differences between partial retirement (also known as drawdown) and retire and return. Partial retirement offers a gradual transition from full-time work to full-time retirement. If you are a member of the NHS Pension Scheme, this option allows you to access some or all of your pension benefits…
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Dental specialist financial adviser Karen Watson-Brown discusses the NHS Total Reward Statement and how the McCloud judgement has impacted it. What is the annual reward statement? Every NHS pension member should have access to their Total Reward Statement (TRS) this is updated yearly and shows the benefits accrued to date in all sections the individual…
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Dental specialist financial adviser Karen Watson-Brown, for Wesleyan Financial Services, discusses how getting a divorce could impact your NHS pension. According to data from the National Office of Statistics, marriage and divorce is on the rise in people over 65. However, during a divorce, it appears that there is a degree of uncertainty regarding pensions.…
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Dental specialist financial adviser Karen Watson-Brown highlights what dentists should be thinking about in terms of their pension and employment benefits when moving to private practice. The NHS pension scheme (NHSPS) is sometimes described as a ‘golden pension’, and there is good reason behind this. Both the legacy scheme, made up of the 1995 and…
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Dental specialist financial adviser Karen Watson-Brown highlights the potential benefits surrounding partial retirement. For members of the 1995 NHS scheme, having the flexibility to choose partial retirement can be a massive advantage that allows dentists to tailor their work to suit their personal circumstances. What is partial retirement? Partial retirement allows an NHS dentist eligible…
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Karen Watson-Brown shares how parents can prepare financially for rising education fees. Crisis – it’s a word you can’t escape currently. For dentists, it applies to a range of topics – costs of living, energy and, closer to home, recruitment and retention. Next up in the headlines, it has now been reported that we face…
